Best Budgeting Apps 2026

by templates

YNAB (You Need a Budget)

Yes, auto-import from 12,000+ banks
bank sync
Yes
manual entry
Yes, scheduled transactions
bill reminders
Yes, loan and credit card tracking
debt tracking
Yes, up to 5 users
shared access
$14.99/month or $109/year
pricing

Monarch Money

Yes, auto-import from 11,000+ institutions
bank sync
Yes
manual entry
Yes
bill reminders
Yes, with payoff calculator
debt tracking
Yes, 2 users included
shared access
$14.99/month or $99.99/year
pricing

Copilot

Yes, auto-import (iOS-first)
bank sync
Yes
manual entry
Yes, recurring detection
bill reminders
Yes
debt tracking
No
shared access
$14.99/month or $119.99/year
pricing

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