Next Insurance
General liability, professional liability, commercial property, workers' comp, commercial auto
coverage types
1,300+ industries (contractors, consultants, retail, fitness)
industry focus
Online portal, 24/7
claims process
A- (via Markel)
am best rating
$300
min annual premium
$250-$2,500
deductible range
Hiscox
General liability, professional liability, BOP, cyber liability
coverage types
180+ industries (professional services, IT, consulting)
industry focus
Online or phone, dedicated adjuster
claims process
A (Excellent)
am best rating
$350
min annual premium
$500-$5,000
deductible range
The Hartford
General liability, professional liability, BOP, workers' comp, commercial auto
coverage types
Broad (small to mid-size businesses)
industry focus
Online portal or phone, 24/7
claims process
A+ (Superior)
am best rating
$500
min annual premium
$500-$10,000
deductible range
Want to make your own version?
Sign up to create your own