Best High-Yield Savings Accounts 2026

by templates

Marcus by Goldman Sachs

3.65% APY
apy
$0
minimum balance
Yes, up to $250,000
fdic insured
No (online only)
atm access
$0
monthly fee
Yes (iOS and Android)
mobile app

Ally Bank

3.70% APY
apy
$0
minimum balance
Yes, up to $250,000
fdic insured
Yes, 43,000+ Allpoint ATMs
atm access
$0
monthly fee
Yes (iOS and Android)
mobile app

Discover Online Savings

3.60% APY
apy
$0
minimum balance
Yes, up to $250,000
fdic insured
Yes, 60,000+ ATMs
atm access
$0
monthly fee
Yes (iOS and Android)
mobile app

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