Best Mortgage Lenders 2026

by templates

Rocket Mortgage

6.75%-7.25%
30-year fixed rate
2-5% of loan
avg closing costs
Minutes (online)
pre-approval time
Conventional, FHA, VA, Jumbo
loan types offered
3%
min down payment
620
min credit score

Better.com

6.50%-7.10%
30-year fixed rate
2-4% of loan
avg closing costs
3 minutes (online)
pre-approval time
Conventional, FHA, Jumbo
loan types offered
3%
min down payment
620
min credit score

loanDepot

6.75%-7.30%
30-year fixed rate
2-5% of loan
avg closing costs
24-48 hours
pre-approval time
Conventional, FHA, VA, Jumbo, USDA
loan types offered
3%
min down payment
620
min credit score

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