Stripe
2.9% + $0.30 (online)
transaction fee
Stripe Terminal readers ($59+)
pos hardware
Yes, full API and hosted checkout
online payments
Yes, Stripe Billing built-in
recurring billing
2 business days (instant available)
payout speed
$0
monthly fee
Square
2.6% + $0.15 (in-person), 3.3% + $0.30 (online)
transaction fee
Square Reader ($0), Register ($799)
pos hardware
Yes, Square Online store
online payments
Yes, Square Invoices
recurring billing
Next business day (instant for 1.75%)
payout speed
$0 (Free plan), $49/month (Plus)
monthly fee
PayPal
2.59% + $0.49 (US standard)
transaction fee
Zettle readers ($29+)
pos hardware
Yes, PayPal Checkout and buttons
online payments
Yes, subscription plans
recurring billing
Instant to PayPal balance, 1–2 days to bank
payout speed
$0 (Standard), $25/month (Advanced)
monthly fee
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