Betterment
0.25% (Digital), 0.40% (Premium)
management fee
$0 (Digital), $100,000 (Premium)
minimum investment
Yes, automatic
tax-loss harvesting
IRA, Roth, SEP, 401(k), taxable
account types
Yes (Premium plan only)
human advisor
$45B+
aum
Wealthfront
0.25% flat
management fee
$500
minimum investment
Yes, automatic (daily)
tax-loss harvesting
IRA, Roth, SEP, 529, taxable
account types
No
human advisor
$75B+
aum
Schwab Intelligent Portfolios
0% (no advisory fee)
management fee
$5,000
minimum investment
Yes (at $50K+ balance)
tax-loss harvesting
IRA, Roth, taxable, trust
account types
No (Premium tier discontinued)
human advisor
$31B+
aum
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